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var(--ease-out)}.mountain-band{position:relative;overflow:hidden;color:#fff;isolation:isolate;padding-block:var(--space-24);min-height:60vh;display:flex;align-items:center}.mountain-band__scene{z-index:0}.mountain-band__overlay{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;background:linear-gradient(180deg,#051628b3,#0516288c,#051628d9)}.mountain-band__content{position:relative;z-index:2;max-width:880px;text-align:center;margin-inline:auto}.mountain-band__quote-icon{color:var(--color-accent);margin-bottom:var(--space-6);display:inline-flex;justify-content:center}.mountain-band__quote-icon svg{margin-inline:auto}.mountain-band__quote{font-size:clamp(1.375rem,1.6vw + .8rem,2rem);font-weight:500;line-height:1.35;color:#fff;margin-bottom:var(--space-8);font-family:var(--font-sans);font-style:normal;letter-spacing:-.01em}.mountain-band__attrib{display:flex;flex-direction:column;gap:2px}.mountain-band__author{font-style:normal;font-weight:700;color:#fff;font-size:1rem}.mountain-band__role{font-size:.875rem;color:#ffffffa6}.partners-strip{background:var(--color-bg-soft);padding-block:var(--space-16);overflow:hidden}.partners-strip__heading{text-align:center;margin-bottom:var(--space-10)}.partners-strip__eyebrow{display:inline-block;font-size:var(--fs-eyebrow);font-weight:700;text-transform:uppercase;letter-spacing:.16em;color:var(--color-primary);margin-bottom:var(--space-3)}.partners-strip__title{font-size:var(--fs-h2);max-width:640px;margin-inline:auto}.partners-strip__track-wrap{width:100%;overflow:hidden;mask-image:linear-gradient(90deg,transparent 0%,black 8%,black 92%,transparent 100%);-webkit-mask-image:linear-gradient(90deg,transparent 0%,black 8%,black 92%,transparent 100%)}.partners-strip__track{display:flex;gap:var(--space-12);align-items:center;animation:marquee 40s linear infinite;width:max-content}.partners-strip__track:hover{animation-play-state:paused}.partners-strip__item{display:inline-flex;align-items:center;justify-content:center;height:64px;min-width:160px;padding:0 var(--space-4);opacity:.55;transition:opacity var(--dur-fast) var(--ease-out);filter:grayscale(1)}.partners-strip__item:hover{opacity:1;filter:grayscale(0)}.partners-strip__item img{max-height:100%;width:auto;object-fit:contain}.partners-strip__item span{font-size:1.25rem;font-weight:700;color:var(--color-text);letter-spacing:-.01em;white-space:nowrap}@keyframes marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}@media (prefers-reduced-motion: reduce){.partners-strip__track{animation:none}}.cta-strip{background:var(--color-bg);padding-block:var(--space-12) var(--space-20)}.cta-strip__card{background:linear-gradient(135deg,var(--color-primary) 0%,var(--color-navy) 100%);border-radius:var(--radius-lg);padding:var(--space-12) var(--space-8);color:#fff;position:relative;overflow:hidden;isolation:isolate;display:flex;flex-direction:column;gap:var(--space-8)}.cta-strip__card:before{content:"";position:absolute;top:-100px;right:-100px;width:400px;height:400px;background:radial-gradient(circle,rgba(245,184,46,.18) 0%,transparent 60%);z-index:-1}@media (min-width: 768px){.cta-strip__card{flex-direction:row;align-items:center;justify-content:space-between;padding:var(--space-12) var(--space-16);gap:var(--space-12)}}.cta-strip__text{flex:1}.cta-strip__eyebrow{display:inline-block;font-size:var(--fs-eyebrow);font-weight:700;text-transform:uppercase;letter-spacing:.16em;color:var(--color-accent);margin-bottom:var(--space-3)}.cta-strip__title{font-size:clamp(1.75rem,2vw + .75rem,2.5rem);color:#fff;margin-bottom:var(--space-4);line-height:1.15}.cta-strip__intro{color:#ffffffd1;line-height:var(--lh-relaxed);max-width:480px}.cta-strip__actions{display:flex;flex-direction:column;gap:var(--space-5);align-items:flex-start}@media (min-width: 768px){.cta-strip__actions{align-items:flex-end}}.cta-strip__direct{display:flex;flex-direction:column;gap:var(--space-2)}.cta-strip__direct a{display:inline-flex;align-items:center;gap:.5rem;color:#ffffffbf;font-size:.875rem;transition:color var(--dur-fast) var(--ease-out)}.cta-strip__direct a:hover{color:var(--color-accent)}.cta-strip__direct a svg{color:var(--color-accent)}.page-hero{position:relative;overflow:hidden;color:#fff;isolation:isolate;display:flex;align-items:flex-end;padding-top:calc(var(--header-h-mobile) + var(--space-12));padding-bottom:var(--space-16)}@media (min-width: 1024px){.page-hero{padding-top:calc(var(--header-h) + var(--space-16));padding-bottom:var(--space-20)}}.page-hero--sm{min-height:340px}.page-hero--md{min-height:420px}@media (min-width: 768px){.page-hero--md{min-height:480px}}.page-hero--lg{min-height:520px}@media (min-width: 768px){.page-hero--lg{min-height:620px}}.page-hero__scene,.page-hero__bg{position:absolute;top:0;right:0;bottom:0;left:0;z-index:0}.page-hero__bg{background-size:cover;background-position:center;background-color:var(--color-navy)}.page-hero__overlay{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;background:linear-gradient(180deg,#051628a6,#05162880,#051628d9)}.page-hero__inner{position:relative;z-index:2;max-width:880px}.page-hero__crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:.5rem;width:fit-content;font-size:.8125rem;color:#ffffffa6;margin-bottom:var(--space-6)}.page-hero__crumb{display:inline-flex;align-items:center;gap:.5rem}.page-hero__crumb a{color:#ffffffd9;transition:color var(--dur-fast) var(--ease-out)}.page-hero__crumb a:hover{color:var(--color-accent)}.page-hero__crumb svg{color:#fff6}.page-hero__eyebrow{display:flex;align-items:center;gap:.75rem;width:fit-content;font-size:.8125rem;font-weight:700;text-transform:uppercase;letter-spacing:.18em;color:var(--color-accent);margin-bottom:var(--space-5)}.page-hero__eyebrow-line{display:inline-block;width:28px;height:2px;background:var(--color-accent);border-radius:2px}.page-hero__title{font-size:var(--fs-h1);color:#fff;line-height:var(--lh-tight);margin-bottom:var(--space-5);max-width:800px}.page-hero__subtitle{font-size:var(--fs-lead);color:#ffffffd1;max-width:640px;line-height:var(--lh-relaxed)}.about-story{background:var(--color-bg)}.about-story__inner{max-width:980px;margin-inline:auto}.about-story__sections{display:flex;flex-direction:column;gap:var(--space-10)}.about-story__item{display:grid;grid-template-columns:1fr;gap:var(--space-4);padding-bottom:var(--space-10);border-bottom:1px solid var(--color-border)}.about-story__item:last-child{border-bottom:none;padding-bottom:0}@media (min-width: 768px){.about-story__item{grid-template-columns:100px 1fr;gap:var(--space-8)}}.about-story__index{font-size:1.125rem;font-weight:800;letter-spacing:.06em;color:var(--color-primary);line-height:1}.about-story__title{font-size:var(--fs-h3);margin-bottom:var(--space-4)}.about-story__body{font-size:var(--fs-lead);line-height:var(--lh-relaxed);color:var(--color-text)}.about-principles__grid{display:grid;grid-template-columns:1fr;gap:var(--space-5)}@media (min-width: 640px){.about-principles__grid{grid-template-columns:repeat(2,1fr)}}@media (min-width: 1024px){.about-principles__grid{grid-template-columns:repeat(4,1fr)}}.about-principles__card{background:var(--color-bg);padding:var(--space-8);border-radius:var(--radius-lg);border:1px solid var(--color-border);height:100%;transition:all var(--dur-fast) var(--ease-out)}.about-principles__card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:transparent}.about-principles__card:hover .about-principles__icon{background:var(--color-accent);color:var(--color-navy)}.about-principles__card h3{font-size:1.25rem;margin-bottom:var(--space-3)}.about-principles__card p{font-size:.9375rem;line-height:var(--lh-relaxed);color:var(--color-text-muted)}.about-principles__icon{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:var(--radius-md);background:var(--color-primary-soft);color:var(--color-primary);margin-bottom:var(--space-5);transition:all var(--dur-fast) var(--ease-out)}.about-awards{background:var(--color-bg)}.about-awards__list{max-width:820px;margin-inline:auto;display:flex;flex-direction:column;gap:var(--space-4)}.about-awards__item{display:grid;grid-template-columns:1fr;gap:var(--space-3);padding:var(--space-6) var(--space-8);background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-lg);transition:all var(--dur-fast) var(--ease-out);position:relative;overflow:hidden}.about-awards__item:before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--color-accent);transform:scaleY(.4);transform-origin:center;transition:transform var(--dur-fast) var(--ease-out)}.about-awards__item:hover{border-color:transparent;box-shadow:var(--shadow-md)}.about-awards__item:hover:before{transform:scaleY(1)}@media (min-width: 640px){.about-awards__item{grid-template-columns:160px 1fr;align-items:center;gap:var(--space-6)}}.about-awards__year{display:inline-flex;align-items:center;gap:.5rem;font-size:1.125rem;font-weight:700;color:var(--color-primary)}.about-awards__year svg{color:var(--color-accent)}.about-awards__body h3{font-size:1.0625rem;margin-bottom:var(--space-1)}.about-awards__body p{font-size:.875rem;color:var(--color-text-muted)}.team{background:var(--color-bg)}.team__grid{display:grid;grid-template-columns:1fr;gap:var(--space-5)}@media (min-width: 640px){.team__grid{grid-template-columns:repeat(2,1fr)}}@media (min-width: 1024px){.team__grid{grid-template-columns:repeat(3,1fr);gap:var(--space-6)}}.team__card{position:relative;display:flex;flex-direction:column;background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:var(--space-8);height:100%;overflow:hidden;transition:all var(--dur-fast) var(--ease-out)}.team__card:before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--color-primary) 0%,var(--color-accent) 100%);transform:scaleX(0);transform-origin:left;transition:transform var(--dur-base) var(--ease-out)}.team__card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:transparent}.team__card:hover:before{transform:scaleX(1)}.team__card:hover .team__avatar{background:linear-gradient(135deg,var(--color-primary) 0%,var(--color-navy) 100%);color:var(--color-accent)}.team__avatar{width:96px;height:96px;border-radius:50%;background:var(--color-primary-soft);color:var(--color-primary);display:inline-flex;align-items:center;justify-content:center;margin-bottom:var(--space-5);transition:background var(--dur-base) var(--ease-out),color var(--dur-base) var(--ease-out)}.team__initials{font-size:1.875rem;font-weight:700;letter-spacing:-.02em;line-height:1}.team__body{display:flex;flex-direction:column;gap:var(--space-3);flex:1}.team__name{font-size:1.25rem;margin:0;line-height:1.2}.team__role{font-size:.8125rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--color-primary)}.team__bio{font-size:.9375rem;line-height:var(--lh-relaxed);color:var(--color-text-muted);margin:0;flex:1}.team__contact{display:flex;flex-direction:column;gap:var(--space-2);padding-top:var(--space-5);border-top:1px solid var(--color-border);margin-top:var(--space-3)}.team__contact-item{display:inline-flex;align-items:center;gap:.5rem;font-size:.875rem;color:var(--color-text-muted);transition:color var(--dur-fast) var(--ease-out);word-break:break-word}.team__contact-item:hover{color:var(--color-primary)}.team__contact-item svg{color:var(--color-primary);flex-shrink:0}.insurance-list{background:var(--color-bg)}.insurance-list__filters{display:flex;flex-wrap:wrap;gap:var(--space-2);margin-bottom:var(--space-12)}.insurance-list__filter{padding:.5rem 1.125rem;border-radius:var(--radius-pill);font-size:.9375rem;font-weight:600;color:var(--color-text-muted);background:transparent;border:1.5px solid var(--color-border);transition:all var(--dur-fast) var(--ease-out);white-space:nowrap}.insurance-list__filter:hover{color:var(--color-primary);border-color:var(--color-primary)}.insurance-list__filter--active{background:var(--color-primary);color:#fff;border-color:var(--color-primary);box-shadow:0 4px 12px #1462ad40}.insurance-list__filter--active:hover{color:#fff}.insurance-list__filter:focus-visible{outline:2px solid var(--color-accent);outline-offset:3px;border-radius:var(--radius-sm)}.insurance-list__grid{display:grid;grid-template-columns:1fr;gap:var(--space-4)}@media (min-width: 640px){.insurance-list__grid{grid-template-columns:repeat(2,1fr)}}@media (min-width: 1024px){.insurance-list__grid{grid-template-columns:repeat(3,1fr);gap:var(--space-6)}}.insurance-list__card{position:relative;display:flex;flex-direction:column;padding:var(--space-8);background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-lg);color:inherit;overflow:hidden;isolation:isolate;transition:all var(--dur-fast) var(--ease-out)}.insurance-list__card:before{content:"";position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(135deg,var(--color-primary-soft) 0%,transparent 50%);opacity:0;transition:opacity var(--dur-base) var(--ease-out);z-index:-1}.insurance-list__card:focus-visible{outline:2px solid var(--color-accent);outline-offset:3px;border-radius:var(--radius-sm)}.insurance-list__card:hover{border-color:transparent;transform:translateY(-4px);box-shadow:var(--shadow-md)}.insurance-list__card:hover:before{opacity:1}.insurance-list__card:hover .insurance-list__icon{background:var(--color-primary);color:#fff}.insurance-list__card:hover .insurance-list__cta{gap:.6rem;color:var(--color-primary-dark)}.insurance-list__icon{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:var(--radius-md);background:var(--color-primary-soft);color:var(--color-primary);margin-bottom:var(--space-5);transition:all var(--dur-fast) var(--ease-out)}.insurance-list__title{font-size:1.25rem;margin-bottom:var(--space-2)}.insurance-list__subtitle{font-size:.9375rem;line-height:var(--lh-relaxed);color:var(--color-text-muted);margin-bottom:var(--space-6);flex:1}.insurance-list__cta{display:inline-flex;align-items:center;gap:.4rem;font-size:.875rem;font-weight:600;color:var(--color-primary);transition:all var(--dur-fast) var(--ease-out)}.insurance-list__empty{text-align:center;padding:var(--space-16);color:var(--color-text-muted)}.ins-detail{background:var(--color-bg)}.ins-detail__inner{display:grid;grid-template-columns:1fr;gap:var(--space-12)}@media (min-width: 1024px){.ins-detail__inner{grid-template-columns:1fr 380px;gap:var(--space-16);align-items:start}}.ins-detail__main{min-width:0}.ins-detail__icon{display:inline-flex;align-items:center;justify-content:center;width:64px;height:64px;border-radius:var(--radius-md);background:var(--color-primary-soft);color:var(--color-primary);margin-bottom:var(--space-8)}.ins-detail__paragraph{font-size:var(--fs-lead);line-height:var(--lh-relaxed);color:var(--color-text);margin-bottom:var(--space-5)}.ins-detail__paragraph:last-of-type{margin-bottom:var(--space-12)}.ins-detail__heading{font-size:var(--fs-h2);margin-bottom:var(--space-6);padding-top:var(--space-4)}.ins-detail__coverage{display:grid;grid-template-columns:1fr;gap:var(--space-3);margin-bottom:var(--space-12)}@media (min-width: 640px){.ins-detail__coverage{grid-template-columns:repeat(2,1fr);gap:var(--space-3) var(--space-6)}}.ins-detail__coverage-item{display:flex;align-items:flex-start;gap:var(--space-3);font-size:.9375rem;line-height:var(--lh-snug);color:var(--color-text);padding:var(--space-3) 0}.ins-detail__check{display:inline-flex;align-items:center;justify-content:center;width:24px;height:24px;border-radius:50%;background:var(--color-primary);color:#fff;flex-shrink:0;margin-top:1px}@media (min-width: 1024px){.ins-detail__aside{position:sticky;top:calc(var(--header-h) + var(--space-6))}}.ins-detail__cta-card{background:linear-gradient(135deg,var(--color-primary) 0%,var(--color-navy) 100%);color:#fff;padding:var(--space-8);border-radius:var(--radius-lg);position:relative;overflow:hidden;isolation:isolate}.ins-detail__cta-card:before{content:"";position:absolute;top:-80px;right:-80px;width:300px;height:300px;background:radial-gradient(circle,rgba(245,184,46,.18) 0%,transparent 60%);z-index:-1}.ins-detail__cta-card h3{color:#fff;font-size:1.5rem;margin-bottom:var(--space-3)}.ins-detail__cta-card p{color:#ffffffd1;font-size:.9375rem;margin-bottom:var(--space-6);line-height:var(--lh-relaxed)}.ins-detail__cta-direct{margin-top:var(--space-6);padding-top:var(--space-6);border-top:1px solid rgba(255,255,255,.15);display:flex;flex-direction:column;gap:var(--space-2)}.ins-detail__cta-direct a{display:inline-flex;align-items:center;gap:.5rem;color:#ffffffd9;font-size:.875rem;transition:color var(--dur-fast) var(--ease-out)}.ins-detail__cta-direct a:hover{color:var(--color-accent)}.ins-detail__cta-direct a svg{color:var(--color-accent)}.ins-detail-related__heading{font-size:var(--fs-h2);margin-bottom:var(--space-10)}.ins-detail-related__grid{display:grid;grid-template-columns:1fr;gap:var(--space-4)}@media (min-width: 640px){.ins-detail-related__grid{grid-template-columns:repeat(2,1fr)}}@media (min-width: 1024px){.ins-detail-related__grid{grid-template-columns:repeat(3,1fr);gap:var(--space-6)}}.ins-detail-related__card{display:flex;flex-direction:column;padding:var(--space-8);background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-lg);color:inherit;transition:all var(--dur-fast) var(--ease-out)}.ins-detail-related__card:focus-visible{outline:2px solid var(--color-accent);outline-offset:3px;border-radius:var(--radius-sm)}.ins-detail-related__card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:transparent}.ins-detail-related__card:hover .ins-detail-related__icon{background:var(--color-primary);color:#fff}.ins-detail-related__card h3{font-size:1.125rem;margin-bottom:var(--space-2)}.ins-detail-related__card p{font-size:.875rem;color:var(--color-text-muted);margin-bottom:var(--space-5);flex:1}.ins-detail-related__icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:var(--radius-md);background:var(--color-primary-soft);color:var(--color-primary);margin-bottom:var(--space-4);transition:all var(--dur-fast) var(--ease-out)}.ins-detail-related__cta{display:inline-flex;align-items:center;gap:.4rem;font-size:.8125rem;font-weight:600;color:var(--color-primary)}.clients-list{background:var(--color-bg)}.clients-list__grid{display:grid;grid-template-columns:1fr;gap:var(--space-6)}@media (min-width: 1024px){.clients-list__grid{grid-template-columns:repeat(3,1fr)}}.clients-list__card{position:relative;display:block;min-height:460px;border-radius:var(--radius-lg);overflow:hidden;isolation:isolate;color:#fff;transition:transform var(--dur-fast) var(--ease-out),box-shadow var(--dur-fast) var(--ease-out)}.clients-list__card:focus-visible{outline:2px solid var(--color-accent);outline-offset:3px;border-radius:var(--radius-sm)}.clients-list__card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}.clients-list__card:hover .clients-list__bg{transform:scale(1.08)}.clients-list__card:hover .clients-list__cta{gap:.75rem;color:var(--color-accent)}.clients-list__card:hover .clients-list__overlay{background:linear-gradient(180deg,#1462ad66,#051628f2)}.clients-list__bg{position:absolute;top:0;right:0;bottom:0;left:0;background-size:cover;background-position:center;transition:transform .7s var(--ease-out);z-index:0}.clients-list__overlay{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(180deg,#05162833,#051628d9);transition:background var(--dur-base) var(--ease-out);z-index:1}.clients-list__content{position:relative;z-index:2;display:flex;flex-direction:column;justify-content:flex-end;height:100%;padding:var(--space-10) var(--space-8)}.clients-list__index{align-self:flex-start;font-size:.8125rem;font-weight:700;letter-spacing:.16em;color:var(--color-accent);margin-bottom:var(--space-4)}.clients-list__title{font-size:clamp(1.5rem,2vw + .5rem,2rem);color:#fff;margin-bottom:var(--space-3);line-height:1.15}.clients-list__subtitle{color:#ffffffe6;font-weight:500;margin-bottom:var(--space-3)}.clients-list__teaser{color:#ffffffb3;font-size:.9375rem;line-height:var(--lh-relaxed);margin-bottom:var(--space-6)}.clients-list__cta{display:inline-flex;align-items:center;gap:.5rem;font-weight:600;color:#fff;transition:all var(--dur-fast) var(--ease-out);align-self:flex-start}.client-detail-intro{background:var(--color-bg)}.client-detail-intro__inner{max-width:820px;margin-inline:auto}.client-detail-intro__p{font-size:var(--fs-lead);line-height:var(--lh-relaxed);color:var(--color-text);margin-bottom:var(--space-6)}.client-detail-intro__p:last-of-type{margin-bottom:0}.client-benefits__grid{display:grid;grid-template-columns:1fr;gap:var(--space-5)}@media (min-width: 640px){.client-benefits__grid{grid-template-columns:repeat(2,1fr)}}@media (min-width: 1024px){.client-benefits__grid{grid-template-columns:repeat(4,1fr)}}.client-benefits__card{background:var(--color-bg);padding:var(--space-8);border-radius:var(--radius-lg);border:1px solid var(--color-border);height:100%;transition:all var(--dur-fast) var(--ease-out)}.client-benefits__card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:transparent}.client-benefits__card:hover 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strong{color:#fff;font-weight:600}.contact__map{border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--color-border);aspect-ratio:4/3}.contact__map iframe{width:100%;height:100%;border:0;display:block}.partners-page{background:var(--color-bg)}.partners-page__intro{max-width:760px;margin:0 auto var(--space-16);text-align:center}.partners-page__intro p{font-size:var(--fs-lead);line-height:var(--lh-relaxed);color:var(--color-text)}.partners-page__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--space-4)}@media (min-width: 640px){.partners-page__grid{grid-template-columns:repeat(3,1fr)}}@media (min-width: 1024px){.partners-page__grid{grid-template-columns:repeat(4,1fr);gap:var(--space-5)}}.partners-page__card{aspect-ratio:3/2;background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;padding:var(--space-6);transition:all var(--dur-fast) 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